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Kerby and Associates

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Licensed Public Insurance Adjuster PCA, CMR, CMC, & LMC


What Does a Public Adjuster Do?

A public adjuster assists his or her clients to settle their claims and get what they deserve.

A public claim adjuster makes sure that his or her clients get everything they are owed. They read and analyze the clients insurance coverage, assess the extent of the damage and loss and negotiate with the insurance company to maximize your financial settlement.


A Dedicated Public Adjuster

Our licensed public adjusters have many years of experience in the field and are capable of handling large and complex claims.

Here are ten more things Kerby and Associates Public Adjusters can do for you.

  1. By choosing Kerby and Associates  Public Adjusters you gain an entire team of experts and insurance adjusters to represent YOU and YOUR interests. No adjuster employed and paid by the insurance company will fight for YOU or be your ADVOCATE. No matter what they claim in their ads, the insurance company’s main priority is to represent their interests.
Public Adjuster Graph
  1. Kerby and Associates Adjusters will complete a detailed property damage repair scope and cost of recovery report for what is required to repair, restore, or rebuild your property.
  2. Kerby and Associates  Public Adjusters will assist in the preparation of inventories on your damaged personal or business property, contents, and all related items. Kerby and Associates  Public Adjusters team of expert appraisers will evaluate and accurately determine the precise value of every item.
  3. Kerby and Associates  Public Adjusters will prepare your Time Element Losses, such as Business Interruption, Loss of Rents, Loss of Use or Additional Living Expenses.
  4. Kerby and Associates Public Adjusters can establish a professional line of communication with the insurance company adjuster and make sure we provide the timely filing of all required insurance forms and documentation and avoid any penalties that would cost you or lower your settlement amount.
  5. Kerby and Associates  Public Adjusters provides estimates, inventories, and other valuations to the insurance adjuster. We will meet with the insurance company adjusters face to face in order to adjust your claim fairly and equitably, thus resulting in a proper settlement to you.
  6. Kerby and Associates  Public Adjusters can provide experts such as structural engineers, architects, fine art appraisers, failure analysis and causation experts, certified industrial hygienists, certified water mitigation technicians, and licensed general contractors as needed to fully support and document the claim for maximum recovery.
Earthquake Damage
  1. Kerby and Associates Public Adjusters will negotiate the best possible settlement whether through consultation, appraisal, mediation or assisting the attorney of choice in litigation.
  2. Kerby and Associates Public Adjusters will keep you apprised of the ongoing settlement efforts throughout the entire process via email, and our exclusive client online access based claims management program.
  3. Lastly and most importantly Kerby and Associates  Public Adjusters will relieve you of the stress and hardship of having to do it alone, understanding which forms need to be filed, what documents to submit, what to say or not say to an insurance company adjuster and how to effectively negotiate the maximum settlement you are due.